Term Life For Persons Living With HIV

Resulting from the courageous and persistent efforts of ÆQUALIS and a major US life insurance carrier, INCOMPAS is now offering term life insurance products to people living with HIV*. According to the Centers for Disease Control, “Today, an estimated 1.2 million people are living with HIV in the United States. Thanks to better treatments, people with HIV are now living longer – and with a better quality of life – than ever before.”†

* Life insurance policies contain exclusions, limitations, reductions of benefits, and terms for keeping them in force. A financial professional can provide you with costs and complete details.

† “Living with HIV,” http://www.cdc.gov/hiv/basics/livingwithhiv/index.html, (January 18, 2016).

‡ You may qualify if you are living with HIV, are a permanent U.S. resident between the ages of 30 and 60, meet minimum basic requirements, and undergo standard underwriting.


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Term Life for Persons Living with HIV
Individuals living with HIV may now be able to buy 10- or 15-year individual term life insurance policies to help protect families, loved ones and business interests. Term insurance death benefits range from $100,000 to $2.5M, and is convertible to a permanent life insurance policy.* To find out if you qualify‡, call:

1-954-946-7277